Call reports 2010
JACKSON COUNTY BANK — 2010
What JACKSON COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 141,325,000 | 141,078,000 | 137,096,000 | 137,525,000 |
| Total loans | 68,093,000 | 68,487,000 | 67,629,000 | 66,699,000 |
| Allowance for loan losses | 1,715,000 | 1,675,000 | 1,600,000 | 1,650,000 |
| Securities available for sale | 25,851,000 | 23,714,000 | 23,277,000 | 21,130,000 |
| Securities held to maturity | 36,918,000 | 39,994,000 | 37,278,000 | 42,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,613,000 | 111,950,000 | 107,500,000 | 108,269,000 |
| Interest-bearing deposits | 97,412,000 | 95,596,000 | 91,964,000 | 88,479,000 |
| Noninterest-bearing deposits | 15,201,000 | 16,354,000 | 15,536,000 | 19,790,000 |
| Equity capital | 27,969,000 | 28,445,000 | 28,832,000 | 28,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,531,000 | 5,224,000 | 6,852,000 |
| Interest expense | 453,000 | 892,000 | 1,303,000 | 1,676,000 |
| Net interest income | 1,341,000 | 2,639,000 | 3,921,000 | 5,176,000 |
| Noninterest income | 191,000 | 432,000 | 645,000 | 829,000 |
| Noninterest expense | 811,000 | 1,626,000 | 2,429,000 | 3,203,000 |
| Provision for loan losses | 102,000 | 205,000 | 333,000 | 477,000 |
| Pretax income | 619,000 | 1,240,000 | 1,804,000 | 2,325,000 |
| Income tax | 169,000 | 345,000 | 500,000 | 555,000 |
| Net income | 450,000 | 895,000 | 1,304,000 | 1,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,776,000 | 28,221,000 | 28,630,000 | 28,526,000 |
| Total capital | 28,711,000 | 29,160,000 | 29,565,000 | 29,454,000 |
| Risk-weighted assets | 74,040,000 | 74,411,000 | 74,167,000 | 73,522,000 |