Call reports 2009
JACKSON COUNTY BANK — 2009
What JACKSON COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 129,552,000 | 131,620,000 | 130,086,000 | 139,573,000 |
| Total loans | 66,467,000 | 67,487,000 | 68,433,000 | 68,626,000 |
| Allowance for loan losses | 1,450,000 | 1,470,000 | 1,520,000 | 1,665,000 |
| Securities available for sale | 19,752,000 | 19,410,000 | 18,338,000 | 23,329,000 |
| Securities held to maturity | 35,863,000 | 35,931,000 | 34,944,000 | 36,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,970,000 | 103,518,000 | 101,025,000 | 110,902,000 |
| Interest-bearing deposits | 87,717,000 | 89,649,000 | 85,410,000 | 95,030,000 |
| Noninterest-bearing deposits | 14,253,000 | 13,869,000 | 15,615,000 | 15,872,000 |
| Equity capital | 26,830,000 | 27,346,000 | 27,853,000 | 27,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,745,000 | 5,573,000 | 7,342,000 |
| Interest expense | 551,000 | 1,069,000 | 1,539,000 | 1,999,000 |
| Net interest income | 1,332,000 | 2,676,000 | 4,034,000 | 5,343,000 |
| Noninterest income | 176,000 | 359,000 | 569,000 | 776,000 |
| Noninterest expense | 778,000 | 1,556,000 | 2,352,000 | 3,147,000 |
| Provision for loan losses | 75,000 | 135,000 | 234,000 | 467,000 |
| Pretax income | 655,000 | 1,344,000 | 2,017,000 | 2,505,000 |
| Income tax | 148,000 | 333,000 | 489,000 | 599,000 |
| Net income | 507,000 | 1,011,000 | 1,528,000 | 1,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,487,000 | 26,992,000 | 27,508,000 | 27,326,000 |
| Total capital | 27,376,000 | 27,897,000 | 28,422,000 | 28,265,000 |
| Risk-weighted assets | 70,539,000 | 71,832,000 | 72,485,000 | 74,426,000 |