Call reports 2006
JACKSON COUNTY BANK — 2006
What JACKSON COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 122,874,000 | 121,913,000 | 121,226,000 | 119,154,000 |
| Total loans | 63,756,000 | 64,729,000 | 65,699,000 | 66,255,000 |
| Allowance for loan losses | 1,515,000 | 1,485,000 | 1,495,000 | 1,505,000 |
| Securities available for sale | 19,766,000 | 21,661,000 | 18,627,000 | 17,152,000 |
| Securities held to maturity | 32,745,000 | 29,131,000 | 29,301,000 | 28,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,852,000 | 97,474,000 | 96,157,000 | 94,242,000 |
| Interest-bearing deposits | 82,999,000 | 82,758,000 | 81,895,000 | 79,979,000 |
| Noninterest-bearing deposits | 15,853,000 | 14,715,000 | 14,262,000 | 14,263,000 |
| Equity capital | 22,356,000 | 22,745,000 | 23,304,000 | 23,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,534,000 | 5,375,000 | 7,253,000 |
| Interest expense | 597,000 | 1,242,000 | 1,913,000 | 2,605,000 |
| Net interest income | 1,145,000 | 2,292,000 | 3,462,000 | 4,648,000 |
| Noninterest income | 128,000 | 264,000 | 360,000 | 540,000 |
| Noninterest expense | 680,000 | 1,358,000 | 2,036,000 | 2,710,000 |
| Provision for loan losses | 91,000 | 137,000 | 148,000 | 271,000 |
| Pretax income | 502,000 | 1,061,000 | 1,624,000 | 2,187,000 |
| Income tax | 100,000 | 229,000 | 366,000 | 512,000 |
| Net income | 402,000 | 832,000 | 1,258,000 | 1,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,507,000 | 22,938,000 | 23,363,000 | 23,263,000 |
| Total capital | 23,360,000 | 23,805,000 | 24,237,000 | 24,141,000 |
| Risk-weighted assets | 67,548,000 | 68,733,000 | 69,317,000 | 69,652,000 |