Call reports 2002
JACKSON COUNTY BANK — 2002
What JACKSON COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 102,524,000 | 101,184,000 | 102,340,000 | 106,215,000 |
| Total loans | 56,825,000 | 57,447,000 | 57,515,000 | 56,968,000 |
| Allowance for loan losses | 1,470,000 | 1,485,000 | 1,495,000 | 1,495,000 |
| Securities available for sale | 12,736,000 | 12,556,000 | 13,682,000 | 16,118,000 |
| Securities held to maturity | 25,970,000 | 25,395,000 | 23,714,000 | 26,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,005,000 | 80,290,000 | 80,980,000 | 84,977,000 |
| Interest-bearing deposits | 67,798,000 | 67,151,000 | 67,349,000 | 71,624,000 |
| Noninterest-bearing deposits | 14,207,000 | 13,139,000 | 13,631,000 | 13,353,000 |
| Equity capital | 18,356,000 | 18,838,000 | 19,269,000 | 19,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,775,000 | 3,518,000 | 5,190,000 | 6,844,000 |
| Interest expense | 626,000 | 1,215,000 | 1,777,000 | 2,337,000 |
| Net interest income | 1,149,000 | 2,303,000 | 3,413,000 | 4,507,000 |
| Noninterest income | 79,000 | 163,000 | 247,000 | 330,000 |
| Noninterest expense | 563,000 | 1,131,000 | 1,711,000 | 2,383,000 |
| Provision for loan losses | 65,000 | 159,000 | 285,000 | 353,000 |
| Pretax income | 600,000 | 1,176,000 | 1,663,000 | 2,100,000 |
| Income tax | 144,000 | 276,000 | 389,000 | 482,000 |
| Net income | 456,000 | 900,000 | 1,274,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,309,000 | 18,753,000 | 19,127,000 | 19,003,000 |
| Total capital | 19,068,000 | 19,513,000 | 19,895,000 | 19,767,000 |
| Risk-weighted assets | 60,020,000 | 60,072,000 | 60,725,000 | 60,363,000 |