Call reports 2001
JACKSON COUNTY BANK — 2001
What JACKSON COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 98,824,000 | 97,807,000 | 98,153,000 | 99,775,000 |
| Total loans | 52,688,000 | 53,324,000 | 54,579,000 | 55,762,000 |
| Allowance for loan losses | 1,400,000 | 1,415,000 | 1,420,000 | 1,440,000 |
| Securities available for sale | 11,657,000 | 10,882,000 | 12,085,000 | 13,642,000 |
| Securities held to maturity | 25,697,000 | 25,164,000 | 23,866,000 | 23,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,436,000 | 79,257,000 | 78,955,000 | 79,957,000 |
| Interest-bearing deposits | 65,142,000 | 65,625,000 | 65,778,000 | 66,459,000 |
| Noninterest-bearing deposits | 15,294,000 | 13,632,000 | 13,177,000 | 13,498,000 |
| Equity capital | 17,188,000 | 17,578,000 | 18,035,000 | 17,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,767,000 | 5,601,000 | 7,421,000 |
| Interest expense | 900,000 | 1,753,000 | 2,553,000 | 3,263,000 |
| Net interest income | 990,000 | 2,014,000 | 3,048,000 | 4,158,000 |
| Noninterest income | 88,000 | 174,000 | 267,000 | 361,000 |
| Noninterest expense | 481,000 | 991,000 | 1,509,000 | 2,089,000 |
| Provision for loan losses | 53,000 | 158,000 | 225,000 | 269,000 |
| Pretax income | 544,000 | 1,038,000 | 1,580,000 | 2,160,000 |
| Income tax | 129,000 | 242,000 | 380,000 | 511,000 |
| Net income | 415,000 | 796,000 | 1,200,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,069,000 | 17,450,000 | 17,854,000 | 17,853,000 |
| Total capital | 17,784,000 | 18,178,000 | 18,586,000 | 18,596,000 |
| Risk-weighted assets | 56,506,000 | 57,537,000 | 57,836,000 | 58,729,000 |