Call reports 2021
FIRST BANK OF GREENWICH, THE — 2021
What FIRST BANK OF GREENWICH, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 525,730,000 | 540,027,000 | 564,358,000 | 590,696,000 |
| Total loans | 437,692,000 | 451,410,000 | 457,220,000 | 462,691,000 |
| Allowance for loan losses | 5,253,000 | 5,253,000 | 5,253,000 | 5,753,000 |
| Securities available for sale | 11,285,000 | 10,820,000 | 10,422,000 | 10,001,000 |
| Securities held to maturity | 3,750,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,309,000 | 427,741,000 | 448,931,000 | 472,665,000 |
| Interest-bearing deposits | 285,419,000 | 291,056,000 | 297,738,000 | 301,120,000 |
| Noninterest-bearing deposits | 128,890,000 | 136,685,000 | 151,192,000 | 171,545,000 |
| Equity capital | 41,862,000 | 43,183,000 | 45,985,000 | 48,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,673,000 | 9,778,000 | 15,437,000 | 22,255,000 |
| Interest expense | 779,000 | 1,474,000 | 2,119,000 | 2,691,000 |
| Net interest income | 3,894,000 | 8,304,000 | 13,318,000 | 19,564,000 |
| Noninterest income | 125,000 | 304,000 | 557,000 | 739,000 |
| Noninterest expense | 2,530,000 | 5,219,000 | 8,019,000 | 10,622,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 650,000 |
| Pretax income | 1,339,000 | 3,239,000 | 5,706,000 | 9,031,000 |
| Income tax | 347,000 | 841,000 | 1,482,000 | 2,579,000 |
| Net income | 992,000 | 2,398,000 | 4,224,000 | 6,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,975,000 | 42,261,000 | 45,092,000 | 47,649,000 |
| Total capital | 45,124,000 | 46,948,000 | 49,919,000 | 52,610,000 |
| Risk-weighted assets | 330,800,000 | 374,497,000 | 385,664,000 | 396,029,000 |