Call reports 2016
FIRST BANK OF GREENWICH, THE — 2016
What FIRST BANK OF GREENWICH, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 239,509,000 | 248,298,000 | 255,782,000 | 268,582,000 |
| Total loans | 205,904,000 | 208,807,000 | 223,745,000 | 235,111,000 |
| Allowance for loan losses | 2,034,000 | 2,229,000 | 2,424,000 | 2,434,000 |
| Securities available for sale | 19,072,000 | 18,915,000 | 20,583,000 | 23,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,904,000 | 201,224,000 | 198,066,000 | 213,074,000 |
| Interest-bearing deposits | 135,135,000 | 141,775,000 | 146,446,000 | 158,098,000 |
| Noninterest-bearing deposits | 56,769,000 | 59,449,000 | 51,620,000 | 54,976,000 |
| Equity capital | 23,145,000 | 23,700,000 | 24,020,000 | 24,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,762,000 | 7,282,000 | 10,116,000 |
| Interest expense | 373,000 | 775,000 | 1,203,000 | 1,640,000 |
| Net interest income | 1,884,000 | 3,987,000 | 6,079,000 | 8,476,000 |
| Noninterest income | 77,000 | 157,000 | 229,000 | 308,000 |
| Noninterest expense | 1,320,000 | 2,682,000 | 4,006,000 | 5,449,000 |
| Provision for loan losses | 165,000 | 360,000 | 555,000 | 685,000 |
| Pretax income | 476,000 | 1,187,000 | 1,832,000 | 2,735,000 |
| Income tax | 167,000 | 453,000 | 728,000 | 1,121,000 |
| Net income | 309,000 | 734,000 | 1,104,000 | 1,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,240,000 | 21,724,000 | 22,065,000 | 22,502,000 |
| Total capital | 23,294,000 | 23,940,000 | 24,434,000 | 24,956,000 |
| Risk-weighted assets | 174,785,000 | 176,506,000 | 188,750,000 | 198,312,000 |