Call reports 2015
FIRST BANK OF GREENWICH, THE — 2015
What FIRST BANK OF GREENWICH, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 182,341,000 | 206,374,000 | 214,835,000 | 218,383,000 |
| Total loans | 163,376,000 | 168,222,000 | 180,836,000 | 193,616,000 |
| Allowance for loan losses | 1,684,000 | 1,879,000 | 2,054,000 | 2,119,000 |
| Securities available for sale | 12,237,000 | 24,672,000 | 21,692,000 | 18,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,499,000 | 162,023,000 | 171,858,000 | 165,419,000 |
| Interest-bearing deposits | 100,668,000 | 124,920,000 | 126,871,000 | 121,254,000 |
| Noninterest-bearing deposits | 34,832,000 | 37,103,000 | 44,987,000 | 44,165,000 |
| Equity capital | 21,700,000 | 21,864,000 | 22,317,000 | 22,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,890,000 | 6,054,000 | 8,377,000 |
| Interest expense | 236,000 | 525,000 | 848,000 | 1,187,000 |
| Net interest income | 1,649,000 | 3,365,000 | 5,206,000 | 7,190,000 |
| Noninterest income | 69,000 | 149,000 | 232,000 | 305,000 |
| Noninterest expense | 1,125,000 | 2,258,000 | 3,410,000 | 4,664,000 |
| Provision for loan losses | 180,000 | 375,000 | 570,000 | 635,000 |
| Pretax income | 461,000 | 954,000 | 1,553,000 | 2,352,000 |
| Income tax | 190,000 | 395,000 | 643,000 | 957,000 |
| Net income | 271,000 | 559,000 | 910,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,503,000 | 19,734,000 | 20,149,000 | 20,544,000 |
| Total capital | 21,205,000 | 21,467,000 | 22,012,000 | 22,561,000 |
| Risk-weighted assets | 134,915,000 | 137,149,000 | 147,612,000 | 159,946,000 |