Call reports 2012
FIRST BANK OF GREENWICH, THE — 2012
What FIRST BANK OF GREENWICH, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,121,000 | 87,994,000 | 90,382,000 | 106,553,000 |
| Total loans | 61,584,000 | 66,086,000 | 74,182,000 | 80,073,000 |
| Allowance for loan losses | 790,000 | 1,073,000 | 966,000 | 1,054,000 |
| Securities available for sale | 17,010,000 | 14,377,000 | 12,412,000 | 11,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,666,000 | 71,395,000 | 72,115,000 | 82,580,000 |
| Interest-bearing deposits | 45,103,000 | 46,171,000 | 46,245,000 | 64,245,000 |
| Noninterest-bearing deposits | 18,563,000 | 25,224,000 | 25,871,000 | 18,335,000 |
| Equity capital | 7,527,000 | 7,285,000 | 7,404,000 | 10,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,840,000 | 2,792,000 | 3,821,000 |
| Interest expense | 97,000 | 212,000 | 333,000 | 474,000 |
| Net interest income | 806,000 | 1,628,000 | 2,459,000 | 3,347,000 |
| Noninterest income | 15,000 | 32,000 | 49,000 | 67,000 |
| Noninterest expense | 828,000 | 1,718,000 | 2,541,000 | 3,359,000 |
| Provision for loan losses | 68,000 | 351,000 | 463,000 | 550,000 |
| Pretax income | -75,000 | -348,000 | -326,000 | -298,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -75,000 | -348,000 | -326,000 | -299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,542,000 | 7,270,000 | 7,292,000 | 10,001,000 |
| Total capital | 8,289,000 | 8,022,000 | 8,098,000 | 10,836,000 |
| Risk-weighted assets | 59,714,000 | 59,851,000 | 64,335,000 | 66,600,000 |