Call report 2004Q4
SKAGIT BANK — 2004Q4
The 22 measures SKAGIT BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 480,972,000 | USD | evidence → |
| Total loans | 357,579,000 | USD | evidence → |
| Allowance for loan losses | 5,830,000 | USD | evidence → |
| Securities available for sale | 33,649,000 | USD | evidence → |
| Securities held to maturity | 27,153,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 415,637,000 | USD | evidence → |
| Interest-bearing deposits | 340,957,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,680,000 | USD | evidence → |
| Equity capital | 58,732,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,789,000 | USD | evidence → |
| Interest expense | 4,504,000 | USD | evidence → |
| Net interest income | 20,285,000 | USD | evidence → |
| Noninterest income | 3,064,000 | USD | evidence → |
| Noninterest expense | 13,321,000 | USD | evidence → |
| Provision for loan losses | 1,782,000 | USD | evidence → |
| Pretax income | 8,246,000 | USD | evidence → |
| Income tax | 2,345,000 | USD | evidence → |
| Net income | 5,901,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,755,000 | USD | evidence → |
| Total capital | 63,574,000 | USD | evidence → |
| Risk-weighted assets | 384,492,000 | USD | evidence → |