Call reports 2003

CITIZENS NATIONAL BANK OF RUSSELLVILLE, THE — 2003

Name: CITIZENS NATIONAL BANK OF RUSSELLVILLE, THE — FFIEC call report 2003
Creator: CITIZENS NATIONAL BANK OF RUSSELLVILLE, THE

What CITIZENS NATIONAL BANK OF RUSSELLVILLE, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ce1dd2c9-15db-4fc0-a1ed-4398a8f5f3b2/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	180,330,000	176,048,000	173,661,000	177,238,000
Total loans	81,011,000	79,436,000	76,749,000	74,960,000
Allowance for loan losses	588,000	892,000	863,000	927,000
Securities available for sale	72,035,000	75,050,000	75,095,000	77,615,000
Securities held to maturity	5,894,000	4,734,000	2,241,000	639,000
Trading assets	0	0	0	0
Total deposits	160,161,000	155,308,000	154,181,000	157,700,000
Interest-bearing deposits	148,408,000	144,091,000	142,679,000	146,202,000
Noninterest-bearing deposits	11,753,000	11,217,000	11,502,000	11,498,000
Equity capital	16,949,000	17,618,000	16,978,000	17,101,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	768,000	2,355,000	4,031,000	5,874,000
Interest expense	372,000	1,170,000	1,893,000	2,600,000
Net interest income	396,000	1,185,000	2,138,000	3,274,000
Noninterest income	75,000	262,000	459,000	775,000
Noninterest expense	327,000	1,095,000	1,900,000	2,679,000
Provision for loan losses	0	302,000	332,000	1,219,000
Pretax income	144,000	50,000	365,000	147,000
Income tax	18,000	-89,000	-54,000	-215,000
Net income	126,000	139,000	419,000	362,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	9,225,000	9,238,000	9,518,000	9,465,000
Total capital	9,813,000	10,130,000	10,381,000	10,392,000
Risk-weighted assets	92,114,000	89,339,000	87,785,000	87,410,000