Call reports 2001
CITIZENS NATIONAL BANK OF RUSSELLVILLE, THE — 2001
What CITIZENS NATIONAL BANK OF RUSSELLVILLE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 164,424,000 | 166,659,000 | 166,908,000 | 168,339,000 |
| Total loans | 92,419,000 | 91,949,000 | 92,255,000 | 92,361,000 |
| Allowance for loan losses | 763,000 | 768,000 | 749,000 | 795,000 |
| Securities available for sale | 47,963,000 | 53,535,000 | 53,260,000 | 56,977,000 |
| Securities held to maturity | 15,408,000 | 13,775,000 | 12,765,000 | 11,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,674,000 | 142,096,000 | 141,282,000 | 143,897,000 |
| Interest-bearing deposits | 131,153,000 | 132,552,000 | 131,793,000 | 133,051,000 |
| Noninterest-bearing deposits | 8,521,000 | 9,544,000 | 9,489,000 | 10,846,000 |
| Equity capital | 21,424,000 | 21,521,000 | 22,207,000 | 21,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,390,000 | 6,607,000 | 9,735,000 | 12,466,000 |
| Interest expense | 1,776,000 | 3,508,000 | 5,203,000 | 6,802,000 |
| Net interest income | 1,614,000 | 3,099,000 | 4,532,000 | 5,664,000 |
| Noninterest income | 212,000 | 424,000 | 616,000 | 852,000 |
| Noninterest expense | 792,000 | 1,562,000 | 2,328,000 | 3,026,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 276,000 |
| Pretax income | 974,000 | 1,841,000 | 2,640,000 | 3,214,000 |
| Income tax | 282,000 | 540,000 | 772,000 | 924,000 |
| Net income | 692,000 | 1,301,000 | 1,868,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,838,000 | 20,972,000 | 21,150,000 | 21,122,000 |
| Total capital | 21,601,000 | 21,740,000 | 21,899,000 | 21,917,000 |
| Risk-weighted assets | 97,241,000 | 97,578,000 | 98,221,000 | 99,277,000 |