Call reports 2025
METRO BANK — 2025
What METRO BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,137,305,000 | 1,149,850,000 | 1,149,778,000 | 1,175,700,000 |
| Total loans | 563,427,000 | 583,286,000 | 594,327,000 | 594,949,000 |
| Allowance for loan losses | 7,625,000 | 7,205,000 | 6,702,000 | 7,158,000 |
| Securities available for sale | 66,088,000 | 66,078,000 | 66,330,000 | 65,134,000 |
| Securities held to maturity | 321,733,000 | 321,393,000 | 322,269,000 | 323,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 977,150,000 | 985,249,000 | 979,728,000 | 1,007,169,000 |
| Interest-bearing deposits | 701,731,000 | 710,290,000 | 710,754,000 | 728,656,000 |
| Noninterest-bearing deposits | 275,419,000 | 274,959,000 | 268,974,000 | 278,513,000 |
| Equity capital | 152,130,000 | 156,786,000 | 162,668,000 | 162,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,963,000 | 28,273,000 | 43,111,000 | 57,629,000 |
| Interest expense | 4,330,000 | 8,601,000 | 12,973,000 | 17,274,000 |
| Net interest income | 9,633,000 | 19,672,000 | 30,138,000 | 40,355,000 |
| Noninterest income | 1,252,000 | 2,446,000 | 3,782,000 | 5,169,000 |
| Noninterest expense | 5,207,000 | 10,593,000 | 16,308,000 | 21,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 5,678,000 | 11,525,000 | 17,612,000 | 23,367,000 |
| Income tax | 1,350,000 | 2,550,000 | 3,754,000 | 5,330,000 |
| Net income | 4,328,000 | 8,975,000 | 13,858,000 | 18,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,827,000 | 162,476,000 | 167,357,000 | 166,497,000 |