Call reports 2023
METRO BANK — 2023
What METRO BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,013,056,000 | 1,018,541,000 | 1,009,382,000 | 1,015,887,000 |
| Total loans | 468,737,000 | 484,837,000 | 487,964,000 | 500,168,000 |
| Allowance for loan losses | 7,621,000 | 7,619,000 | 7,600,000 | 6,897,000 |
| Securities available for sale | 60,071,000 | 59,505,000 | 58,511,000 | 60,709,000 |
| Securities held to maturity | 330,536,000 | 328,287,000 | 325,934,000 | 319,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 874,279,000 | 875,195,000 | 861,447,000 | 865,898,000 |
| Interest-bearing deposits | 590,832,000 | 591,934,000 | 591,517,000 | 608,295,000 |
| Noninterest-bearing deposits | 283,448,000 | 283,261,000 | 269,930,000 | 257,603,000 |
| Equity capital | 134,540,000 | 138,501,000 | 141,606,000 | 143,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,381,000 | 21,522,000 | 33,081,000 | 44,860,000 |
| Interest expense | 1,161,000 | 2,872,000 | 5,239,000 | 8,092,000 |
| Net interest income | 9,220,000 | 18,650,000 | 27,842,000 | 36,768,000 |
| Noninterest income | 1,211,000 | 2,513,000 | 3,811,000 | 5,090,000 |
| Noninterest expense | 4,823,000 | 9,995,000 | 15,353,000 | 20,335,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,608,000 | 11,168,000 | 16,300,000 | 21,523,000 |
| Income tax | 1,250,000 | 2,450,000 | 3,765,000 | 4,847,000 |
| Net income | 4,358,000 | 8,718,000 | 12,535,000 | 16,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,397,000 | 145,758,000 | 149,574,000 | 149,725,000 |