Call reports 2022
METRO BANK — 2022
What METRO BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,020,681,000 | 1,023,747,000 | 1,034,816,000 | 1,014,728,000 |
| Total loans | 438,609,000 | 429,479,000 | 453,701,000 | 460,597,000 |
| Allowance for loan losses | 5,741,000 | 5,760,000 | 5,698,000 | 5,681,000 |
| Securities available for sale | 54,992,000 | 60,131,000 | 59,166,000 | 59,059,000 |
| Securities held to maturity | 270,815,000 | 305,077,000 | 324,171,000 | 331,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 889,856,000 | 893,513,000 | 900,675,000 | 880,045,000 |
| Interest-bearing deposits | 599,391,000 | 509,057,000 | 603,067,000 | 590,835,000 |
| Noninterest-bearing deposits | 290,465,000 | 384,456,000 | 297,608,000 | 289,209,000 |
| Equity capital | 127,455,000 | 127,300,000 | 130,749,000 | 131,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,693,000 | 15,896,000 | 25,324,000 | 35,596,000 |
| Interest expense | 534,000 | 1,051,000 | 1,574,000 | 2,243,000 |
| Net interest income | 7,159,000 | 14,845,000 | 23,750,000 | 33,353,000 |
| Noninterest income | 1,223,000 | 2,491,000 | 3,736,000 | 6,565,000 |
| Noninterest expense | 4,929,000 | 9,729,000 | 14,601,000 | 19,685,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 1,650,000 |
| Pretax income | 3,428,000 | 7,582,000 | 12,860,000 | 18,583,000 |
| Income tax | 625,000 | 1,400,000 | 2,539,000 | 4,157,000 |
| Net income | 2,803,000 | 6,182,000 | 10,321,000 | 14,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,777,000 | 134,156,000 | 138,295,000 | 139,039,000 |