Call reports 2021
METRO BANK — 2021
What METRO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 921,147,000 | 952,986,000 | 983,542,000 | 985,099,000 |
| Total loans | 459,897,000 | 439,532,000 | 451,884,000 | 439,477,000 |
| Allowance for loan losses | 5,781,000 | 5,794,000 | 5,778,000 | 5,793,000 |
| Securities available for sale | 27,669,000 | 58,951,000 | 58,230,000 | 58,776,000 |
| Securities held to maturity | 204,183,000 | 217,475,000 | 217,228,000 | 239,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 796,611,000 | 824,922,000 | 852,787,000 | 854,450,000 |
| Interest-bearing deposits | 556,726,000 | 571,042,000 | 588,897,000 | 589,504,000 |
| Noninterest-bearing deposits | 239,885,000 | 253,880,000 | 263,889,000 | 264,946,000 |
| Equity capital | 121,305,000 | 124,939,000 | 127,900,000 | 127,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,831,000 | 15,886,000 | 23,628,000 | 31,508,000 |
| Interest expense | 788,000 | 1,464,000 | 2,072,000 | 2,636,000 |
| Net interest income | 7,043,000 | 14,422,000 | 21,556,000 | 28,872,000 |
| Noninterest income | 1,249,000 | 2,688,000 | 4,046,000 | 5,345,000 |
| Noninterest expense | 4,620,000 | 9,492,000 | 15,159,000 | 20,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,672,000 | 7,618,000 | 10,443,000 | 14,126,000 |
| Income tax | 800,000 | 1,650,000 | 1,732,000 | 2,437,000 |
| Net income | 2,872,000 | 5,968,000 | 8,711,000 | 11,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,096,000 | 125,193,000 | 127,936,000 | 127,974,000 |