Call reports 2020
METRO BANK — 2020
What METRO BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 777,085,000 | 840,379,000 | 849,532,000 | 875,053,000 |
| Total loans | 462,315,000 | 475,510,000 | 480,177,000 | 462,089,000 |
| Allowance for loan losses | 5,392,000 | 5,959,000 | 5,792,000 | 5,793,000 |
| Securities available for sale | 0 | 6,712,000 | 13,200,000 | 23,624,000 |
| Securities held to maturity | 157,972,000 | 134,532,000 | 137,993,000 | 175,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,688,000 | 712,367,000 | 718,804,000 | 753,154,000 |
| Interest-bearing deposits | 486,624,000 | 507,035,000 | 514,747,000 | 530,791,000 |
| Noninterest-bearing deposits | 165,064,000 | 205,332,000 | 204,057,000 | 222,363,000 |
| Equity capital | 121,830,000 | 124,814,000 | 127,589,000 | 119,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,351,000 | 16,839,000 | 24,577,000 | 32,248,000 |
| Interest expense | 1,230,000 | 2,407,000 | 3,475,000 | 4,389,000 |
| Net interest income | 7,121,000 | 14,432,000 | 21,102,000 | 27,859,000 |
| Noninterest income | 1,085,000 | 2,345,000 | 3,667,000 | 4,829,000 |
| Noninterest expense | 4,401,000 | 8,547,000 | 13,061,000 | 17,512,000 |
| Provision for loan losses | 150,000 | 750,000 | 750,000 | 800,000 |
| Pretax income | 3,655,000 | 7,480,000 | 10,958,000 | 14,376,000 |
| Income tax | 800,000 | 1,625,000 | 2,325,000 | 2,997,000 |
| Net income | 2,855,000 | 5,855,000 | 8,633,000 | 11,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,830,000 | 124,830,000 | 127,607,000 | 119,225,000 |