Call reports 2019
METRO BANK — 2019
What METRO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 738,185,000 | 748,057,000 | 762,078,000 | 763,507,000 |
| Total loans | 431,155,000 | 431,811,000 | 445,958,000 | 447,180,000 |
| Allowance for loan losses | 5,455,000 | 5,295,000 | 5,284,000 | 5,378,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 218,586,000 | 223,437,000 | 212,229,000 | 212,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,340,000 | 629,017,000 | 639,380,000 | 640,786,000 |
| Interest-bearing deposits | 463,991,000 | 474,800,000 | 479,295,000 | 481,508,000 |
| Noninterest-bearing deposits | 158,349,000 | 154,216,000 | 160,085,000 | 159,278,000 |
| Equity capital | 112,515,000 | 115,544,000 | 118,673,000 | 118,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,101,000 | 16,459,000 | 25,048,000 | 33,609,000 |
| Interest expense | 1,083,000 | 2,281,000 | 3,555,000 | 4,826,000 |
| Net interest income | 7,018,000 | 14,178,000 | 21,493,000 | 28,783,000 |
| Noninterest income | 1,212,000 | 2,403,000 | 3,608,000 | 4,830,000 |
| Noninterest expense | 4,498,000 | 9,019,000 | 13,462,000 | 17,952,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 250,000 |
| Pretax income | 3,732,000 | 7,562,000 | 11,539,000 | 15,411,000 |
| Income tax | 750,000 | 1,550,000 | 2,399,000 | 3,239,000 |
| Net income | 2,982,000 | 6,012,000 | 9,140,000 | 12,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,515,000 | 115,544,000 | 118,673,000 | 118,975,000 |
| Total capital | 117,970,000 | 120,839,000 | 123,957,000 | 124,353,000 |
| Risk-weighted assets | 503,835,000 | 502,546,000 | 511,937,000 | 563,005,000 |