Call reports 2018
METRO BANK — 2018
What METRO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 727,541,000 | 732,132,000 | 728,292,000 | 720,556,000 |
| Total loans | 384,807,000 | 401,855,000 | 403,099,000 | 415,861,000 |
| Allowance for loan losses | 4,927,000 | 4,941,000 | 4,931,000 | 5,720,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 222,883,000 | 227,223,000 | 226,317,000 | 225,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,078,000 | 622,705,000 | 615,913,000 | 607,740,000 |
| Interest-bearing deposits | 479,075,000 | 476,659,000 | 468,101,000 | 468,349,000 |
| Noninterest-bearing deposits | 141,004,000 | 146,047,000 | 147,812,000 | 139,391,000 |
| Equity capital | 104,085,000 | 106,835,000 | 109,601,000 | 109,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,516,000 | 15,158,000 | 23,039,000 | 31,019,000 |
| Interest expense | 802,000 | 1,612,000 | 2,506,000 | 3,484,000 |
| Net interest income | 6,714,000 | 13,546,000 | 20,533,000 | 27,535,000 |
| Noninterest income | 1,062,000 | 2,099,000 | 3,193,000 | 3,564,000 |
| Noninterest expense | 4,358,000 | 8,631,000 | 13,075,000 | 17,444,000 |
| Provision for loan losses | 205,000 | 350,000 | 475,000 | 475,000 |
| Pretax income | 3,213,000 | 6,664,000 | 10,176,000 | 13,180,000 |
| Income tax | 625,000 | 1,325,000 | 2,072,000 | 2,624,000 |
| Net income | 2,588,000 | 5,339,000 | 8,104,000 | 10,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,085,000 | 106,836,000 | 109,601,000 | 109,533,000 |
| Total capital | 109,012,000 | 111,777,000 | 114,532,000 | 115,253,000 |
| Risk-weighted assets | 460,212,000 | 476,398,000 | 476,200,000 | 487,808,000 |