Call reports 2017
METRO BANK — 2017
What METRO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 699,912,000 | 723,702,000 | 714,018,000 | 725,684,000 |
| Total loans | 370,318,000 | 368,736,000 | 382,592,000 | 384,945,000 |
| Allowance for loan losses | 5,107,000 | 4,841,000 | 4,855,000 | 4,888,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 202,643,000 | 202,918,000 | 201,717,000 | 211,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,586,000 | 621,351,000 | 608,554,000 | 621,438,000 |
| Interest-bearing deposits | 471,169,000 | 487,111,000 | 478,910,000 | 485,293,000 |
| Noninterest-bearing deposits | 128,416,000 | 134,240,000 | 129,644,000 | 136,145,000 |
| Equity capital | 97,806,000 | 99,817,000 | 102,096,000 | 101,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,027,000 | 14,189,000 | 21,520,000 | 28,918,000 |
| Interest expense | 820,000 | 1,656,000 | 2,496,000 | 3,319,000 |
| Net interest income | 6,207,000 | 12,533,000 | 19,024,000 | 25,599,000 |
| Noninterest income | 1,257,000 | 2,319,000 | 3,256,000 | 4,403,000 |
| Noninterest expense | 4,139,000 | 8,201,000 | 12,335,000 | 16,107,000 |
| Provision for loan losses | 515,000 | 1,130,000 | 1,195,000 | 1,350,000 |
| Pretax income | 2,810,000 | 5,521,000 | 8,750,000 | 12,545,000 |
| Income tax | 775,000 | 1,475,000 | 2,425,000 | 4,509,000 |
| Net income | 2,035,000 | 4,046,000 | 6,325,000 | 8,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,806,000 | 99,817,000 | 102,096,000 | 101,498,000 |
| Total capital | 102,913,000 | 104,658,000 | 106,951,000 | 106,386,000 |
| Risk-weighted assets | 439,611,000 | 441,061,000 | 455,219,000 | 456,981,000 |