Call reports 2016
METRO BANK — 2016
What METRO BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 690,578,000 | 682,064,000 | 684,718,000 | 689,392,000 |
| Total loans | 373,208,000 | 374,866,000 | 378,009,000 | 374,564,000 |
| Allowance for loan losses | 5,993,000 | 5,850,000 | 5,293,000 | 5,294,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 162,774,000 | 147,968,000 | 171,678,000 | 197,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,486,000 | 586,055,000 | 586,643,000 | 591,621,000 |
| Interest-bearing deposits | 472,939,000 | 466,456,000 | 463,747,000 | 462,310,000 |
| Noninterest-bearing deposits | 123,547,000 | 119,598,000 | 122,896,000 | 129,311,000 |
| Equity capital | 91,629,000 | 93,567,000 | 95,494,000 | 95,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,192,000 | 14,303,000 | 21,414,000 | 28,462,000 |
| Interest expense | 864,000 | 1,706,000 | 2,555,000 | 3,397,000 |
| Net interest income | 6,328,000 | 12,597,000 | 18,859,000 | 25,065,000 |
| Noninterest income | 1,044,000 | 1,909,000 | 3,059,000 | 3,963,000 |
| Noninterest expense | 4,136,000 | 8,461,000 | 12,335,000 | 16,143,000 |
| Provision for loan losses | 510,000 | 520,000 | 1,285,000 | 1,725,000 |
| Pretax income | 2,726,000 | 5,525,000 | 8,176,000 | 11,034,000 |
| Income tax | 740,000 | 1,600,000 | 2,325,000 | 3,016,000 |
| Net income | 1,986,000 | 3,925,000 | 5,851,000 | 8,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,629,000 | 93,567,000 | 95,494,000 | 95,771,000 |
| Total capital | 96,959,000 | 98,930,000 | 100,787,000 | 101,065,000 |
| Risk-weighted assets | 425,763,000 | 428,566,000 | 436,135,000 | 432,611,000 |