Call reports 2015
METRO BANK — 2015
What METRO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 679,496,000 | 685,344,000 | 688,291,000 | 684,074,000 |
| Total loans | 399,852,000 | 404,657,000 | 399,607,000 | 385,254,000 |
| Allowance for loan losses | 6,178,000 | 6,375,000 | 5,917,000 | 5,975,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 151,460,000 | 170,416,000 | 175,708,000 | 176,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,726,000 | 595,820,000 | 595,990,000 | 591,946,000 |
| Interest-bearing deposits | 480,776,000 | 479,857,000 | 473,880,000 | 472,520,000 |
| Noninterest-bearing deposits | 110,950,000 | 115,963,000 | 122,111,000 | 119,426,000 |
| Equity capital | 85,293,000 | 87,317,000 | 89,283,000 | 89,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,312,000 | 14,775,000 | 22,120,000 | 29,577,000 |
| Interest expense | 937,000 | 1,872,000 | 2,788,000 | 3,676,000 |
| Net interest income | 6,375,000 | 12,903,000 | 19,332,000 | 25,901,000 |
| Noninterest income | 1,088,000 | 1,876,000 | 2,704,000 | 3,603,000 |
| Noninterest expense | 4,078,000 | 8,171,000 | 12,397,000 | 16,674,000 |
| Provision for loan losses | 325,000 | 775,000 | 1,025,000 | 1,125,000 |
| Pretax income | 3,060,000 | 5,833,000 | 8,614,000 | 11,705,000 |
| Income tax | 835,000 | 1,585,000 | 2,399,000 | 3,240,000 |
| Net income | 2,225,000 | 4,248,000 | 6,215,000 | 8,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,293,000 | 87,317,000 | 89,283,000 | 89,643,000 |
| Total capital | 90,851,000 | 92,961,000 | 94,871,000 | 95,073,000 |
| Risk-weighted assets | 444,056,000 | 450,788,000 | 446,696,000 | 433,834,000 |