Call reports 2014
METRO BANK — 2014
What METRO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 650,879,000 | 662,797,000 | 652,589,000 | 661,429,000 |
| Total loans | 412,295,000 | 414,646,000 | 416,699,000 | 404,624,000 |
| Allowance for loan losses | 6,011,000 | 5,935,000 | 5,980,000 | 6,372,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 139,000,000 | 140,796,000 | 141,037,000 | 142,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,574,000 | 579,325,000 | 566,464,000 | 575,625,000 |
| Interest-bearing deposits | 482,220,000 | 478,917,000 | 471,155,000 | 471,982,000 |
| Noninterest-bearing deposits | 87,354,000 | 100,408,000 | 95,309,000 | 103,643,000 |
| Equity capital | 78,931,000 | 81,259,000 | 83,314,000 | 83,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,012,000 | 15,653,000 | 23,391,000 | 30,899,000 |
| Interest expense | 997,000 | 1,979,000 | 2,955,000 | 3,914,000 |
| Net interest income | 7,015,000 | 13,674,000 | 20,436,000 | 26,985,000 |
| Noninterest income | 964,000 | 1,766,000 | 2,462,000 | 3,509,000 |
| Noninterest expense | 4,077,000 | 8,332,000 | 12,450,000 | 16,749,000 |
| Provision for loan losses | 700,000 | 855,000 | 1,105,000 | 2,255,000 |
| Pretax income | 3,215,000 | 6,266,000 | 9,359,000 | 11,506,000 |
| Income tax | 942,000 | 1,665,000 | 2,703,000 | 3,206,000 |
| Net income | 2,273,000 | 4,601,000 | 6,656,000 | 8,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,931,000 | 81,259,000 | 83,314,000 | 83,069,000 |
| Total capital | 84,469,000 | 86,802,000 | 88,884,000 | 88,550,000 |
| Risk-weighted assets | 442,552,000 | 443,079,000 | 445,179,000 | 437,615,000 |