Call reports 2013
METRO BANK — 2013
What METRO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 661,270,000 | 662,647,000 | 651,088,000 | 645,867,000 |
| Total loans | 397,615,000 | 405,506,000 | 409,260,000 | 406,920,000 |
| Allowance for loan losses | 5,947,000 | 5,699,000 | 5,908,000 | 5,847,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 134,040,000 | 137,178,000 | 141,629,000 | 141,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,344,000 | 586,396,000 | 572,448,000 | 567,329,000 |
| Interest-bearing deposits | 498,782,000 | 496,364,000 | 486,217,000 | 483,040,000 |
| Noninterest-bearing deposits | 87,561,000 | 90,032,000 | 86,231,000 | 84,289,000 |
| Equity capital | 72,987,000 | 74,655,000 | 76,506,000 | 76,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,754,000 | 14,216,000 | 21,825,000 | 29,397,000 |
| Interest expense | 1,243,000 | 2,383,000 | 3,492,000 | 4,551,000 |
| Net interest income | 5,511,000 | 11,833,000 | 18,333,000 | 24,846,000 |
| Noninterest income | 910,000 | 1,261,000 | 1,975,000 | 2,505,000 |
| Noninterest expense | 3,742,000 | 7,569,000 | 11,528,000 | 15,608,000 |
| Provision for loan losses | 900,000 | 1,480,000 | 2,380,000 | 2,930,000 |
| Pretax income | 1,779,000 | 4,045,000 | 6,338,000 | 8,758,000 |
| Income tax | 481,000 | 1,078,000 | 1,520,000 | 2,108,000 |
| Net income | 1,298,000 | 2,967,000 | 4,818,000 | 6,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,987,000 | 74,655,000 | 76,506,000 | 76,659,000 |
| Total capital | 78,374,000 | 80,187,000 | 82,053,000 | 82,129,000 |
| Risk-weighted assets | 430,409,000 | 442,409,000 | 443,416,000 | 437,205,000 |