Call reports 2012
METRO BANK — 2012
What METRO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 640,175,000 | 638,053,000 | 648,211,000 | 654,193,000 |
| Total loans | 404,009,000 | 401,085,000 | 402,360,000 | 401,301,000 |
| Allowance for loan losses | 5,195,000 | 5,740,000 | 5,609,000 | 5,511,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 116,032,000 | 109,337,000 | 112,806,000 | 115,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,065,000 | 566,363,000 | 574,114,000 | 580,305,000 |
| Interest-bearing deposits | 501,001,000 | 495,547,000 | 495,979,000 | 500,098,000 |
| Noninterest-bearing deposits | 69,064,000 | 70,817,000 | 78,136,000 | 80,207,000 |
| Equity capital | 68,108,000 | 69,649,000 | 71,501,000 | 71,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,563,000 | 15,170,000 | 22,784,000 | 30,261,000 |
| Interest expense | 1,599,000 | 3,075,000 | 4,522,000 | 5,901,000 |
| Net interest income | 5,964,000 | 12,095,000 | 18,262,000 | 24,360,000 |
| Noninterest income | 976,000 | 1,816,000 | 2,674,000 | 3,483,000 |
| Noninterest expense | 3,797,000 | 7,401,000 | 11,056,000 | 15,186,000 |
| Provision for loan losses | 700,000 | 1,900,000 | 2,800,000 | 3,150,000 |
| Pretax income | 2,456,000 | 4,633,000 | 7,101,000 | 9,540,000 |
| Income tax | 570,000 | 1,205,000 | 1,821,000 | 2,393,000 |
| Net income | 1,886,000 | 3,428,000 | 5,280,000 | 7,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,108,000 | 69,649,000 | 71,501,000 | 71,688,000 |
| Total capital | 73,303,000 | 75,071,000 | 76,928,000 | 77,077,000 |
| Risk-weighted assets | 435,514,000 | 433,472,000 | 433,976,000 | 430,995,000 |