Call reports 2011
METRO BANK — 2011
What METRO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 609,287,000 | 614,333,000 | 623,268,000 | 627,713,000 |
| Total loans | 409,498,000 | 406,056,000 | 410,857,000 | 401,691,000 |
| Allowance for loan losses | 5,309,000 | 4,565,000 | 5,176,000 | 5,002,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 109,366,000 | 103,661,000 | 97,063,000 | 110,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,531,000 | 547,951,000 | 554,840,000 | 557,503,000 |
| Interest-bearing deposits | 482,062,000 | 482,430,000 | 486,763,000 | 488,407,000 |
| Noninterest-bearing deposits | 61,469,000 | 65,521,000 | 68,077,000 | 69,096,000 |
| Equity capital | 63,349,000 | 64,289,000 | 65,725,000 | 66,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,445,000 | 15,172,000 | 22,958,000 | 30,530,000 |
| Interest expense | 1,892,000 | 3,684,000 | 5,435,000 | 7,126,000 |
| Net interest income | 5,553,000 | 11,488,000 | 17,523,000 | 23,404,000 |
| Noninterest income | 916,000 | 1,851,000 | 2,736,000 | 3,447,000 |
| Noninterest expense | 3,735,000 | 7,201,000 | 10,748,000 | 14,158,000 |
| Provision for loan losses | 900,000 | 3,400,000 | 4,700,000 | 5,000,000 |
| Pretax income | 1,836,000 | 2,749,000 | 4,679,000 | 7,445,000 |
| Income tax | 493,000 | 466,000 | 961,000 | 1,655,000 |
| Net income | 1,343,000 | 2,283,000 | 3,718,000 | 5,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,349,000 | 64,289,000 | 65,725,000 | 66,221,000 |
| Total capital | 68,658,000 | 68,854,000 | 70,901,000 | 71,223,000 |
| Risk-weighted assets | 429,095,000 | 428,828,000 | 434,621,000 | 424,383,000 |