Call reports 2010
METRO BANK — 2010
What METRO BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 558,274,000 | 565,211,000 | 588,401,000 | 597,358,000 |
| Total loans | 403,479,000 | 405,117,000 | 410,905,000 | 402,070,000 |
| Allowance for loan losses | 4,325,000 | 4,356,000 | 4,953,000 | 4,934,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 87,084,000 | 88,565,000 | 101,195,000 | 106,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,506,000 | 502,402,000 | 524,144,000 | 532,171,000 |
| Interest-bearing deposits | 444,004,000 | 449,162,000 | 469,926,000 | 476,185,000 |
| Noninterest-bearing deposits | 53,502,000 | 53,240,000 | 54,217,000 | 55,985,000 |
| Equity capital | 58,867,000 | 59,951,000 | 61,664,000 | 62,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,542,000 | 15,261,000 | 23,219,000 | 30,962,000 |
| Interest expense | 2,308,000 | 4,621,000 | 6,880,000 | 9,029,000 |
| Net interest income | 5,234,000 | 10,640,000 | 16,339,000 | 21,933,000 |
| Noninterest income | 916,000 | 1,865,000 | 2,700,000 | 3,690,000 |
| Noninterest expense | 3,691,000 | 7,248,000 | 10,873,000 | 14,595,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 3,400,000 | 4,000,000 |
| Pretax income | 1,291,000 | 2,905,000 | 4,851,000 | 7,147,000 |
| Income tax | 355,000 | 883,000 | 1,117,000 | 1,600,000 |
| Net income | 936,000 | 2,022,000 | 3,734,000 | 5,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,867,000 | 59,951,000 | 61,664,000 | 62,006,000 |
| Total capital | 63,192,000 | 64,307,000 | 66,617,000 | 66,940,000 |
| Risk-weighted assets | 418,369,000 | 423,611,000 | 427,431,000 | 422,652,000 |