Call reports 2009
METRO BANK — 2009
What METRO BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 528,406,000 | 533,646,000 | 534,956,000 | 538,636,000 |
| Total loans | 402,735,000 | 409,205,000 | 408,809,000 | 404,444,000 |
| Allowance for loan losses | 4,657,000 | 4,923,000 | 5,024,000 | 4,136,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 81,961,000 | 79,556,000 | 81,064,000 | 80,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,300,000 | 474,306,000 | 474,793,000 | 477,842,000 |
| Interest-bearing deposits | 418,535,000 | 425,542,000 | 423,906,000 | 425,033,000 |
| Noninterest-bearing deposits | 49,765,000 | 48,764,000 | 50,887,000 | 52,810,000 |
| Equity capital | 56,760,000 | 56,709,000 | 57,605,000 | 57,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,742,000 | 15,427,000 | 23,198,000 | 30,959,000 |
| Interest expense | 2,959,000 | 5,864,000 | 8,639,000 | 11,173,000 |
| Net interest income | 4,783,000 | 9,563,000 | 14,559,000 | 19,786,000 |
| Noninterest income | 869,000 | 1,749,000 | 2,632,000 | 3,565,000 |
| Noninterest expense | 3,448,000 | 6,884,000 | 10,171,000 | 13,550,000 |
| Provision for loan losses | 750,000 | 2,100,000 | 3,450,000 | 4,343,000 |
| Pretax income | 1,454,000 | 1,198,000 | 2,444,000 | 4,340,000 |
| Income tax | 459,000 | 254,000 | 604,000 | 915,000 |
| Net income | 995,000 | 944,000 | 1,840,000 | 3,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,760,000 | 56,709,000 | 57,605,000 | 57,930,000 |
| Total capital | 61,417,000 | 61,632,000 | 62,629,000 | 62,066,000 |
| Risk-weighted assets | 409,868,000 | 415,119,000 | 414,356,000 | 435,849,000 |