Call reports 2007
METRO BANK — 2007
What METRO BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 486,606,000 | 499,069,000 | 511,590,000 | 509,780,000 |
| Total loans | 380,121,000 | 394,259,000 | 392,792,000 | 400,829,000 |
| Allowance for loan losses | 4,064,000 | 4,197,000 | 4,336,000 | 4,300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 73,530,000 | 75,651,000 | 76,596,000 | 79,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,538,000 | 448,356,000 | 457,960,000 | 441,243,000 |
| Interest-bearing deposits | 388,963,000 | 400,505,000 | 405,888,000 | 398,578,000 |
| Noninterest-bearing deposits | 48,575,000 | 47,851,000 | 52,072,000 | 42,665,000 |
| Equity capital | 44,795,000 | 47,302,000 | 49,334,000 | 50,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,176,000 | 19,050,000 | 28,926,000 | 38,717,000 |
| Interest expense | 4,105,000 | 8,598,000 | 13,103,000 | 17,526,000 |
| Net interest income | 5,071,000 | 10,452,000 | 15,823,000 | 21,191,000 |
| Noninterest income | 922,000 | 1,831,000 | 2,418,000 | 3,513,000 |
| Noninterest expense | 2,596,000 | 5,210,000 | 7,922,000 | 10,885,000 |
| Provision for loan losses | 300,000 | 600,000 | 850,000 | 1,000,000 |
| Pretax income | 3,097,000 | 6,618,000 | 9,671,000 | 13,026,000 |
| Income tax | 1,008,000 | 2,022,000 | 3,043,000 | 3,983,000 |
| Net income | 2,089,000 | 4,596,000 | 6,628,000 | 9,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,795,000 | 47,302,000 | 49,334,000 | 50,174,000 |
| Total capital | 48,859,000 | 51,499,000 | 53,670,000 | 54,474,000 |
| Risk-weighted assets | 402,490,000 | 412,727,000 | 405,978,000 | 406,767,000 |