Call reports 2006
METRO BANK — 2006
What METRO BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 433,428,000 | 460,133,000 | 468,583,000 | 472,116,000 |
| Total loans | 339,469,000 | 357,896,000 | 368,689,000 | 378,272,000 |
| Allowance for loan losses | 3,442,000 | 3,664,000 | 3,747,000 | 3,944,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 68,521,000 | 68,989,000 | 70,020,000 | 71,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,616,000 | 412,267,000 | 423,526,000 | 424,922,000 |
| Interest-bearing deposits | 341,453,000 | 366,452,000 | 378,984,000 | 379,461,000 |
| Noninterest-bearing deposits | 46,163,000 | 45,815,000 | 44,542,000 | 45,461,000 |
| Equity capital | 37,585,000 | 39,872,000 | 42,116,000 | 42,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,597,000 | 15,810,000 | 24,551,000 | 33,846,000 |
| Interest expense | 2,997,000 | 6,392,000 | 10,205,000 | 14,364,000 |
| Net interest income | 4,600,000 | 9,418,000 | 14,346,000 | 19,482,000 |
| Noninterest income | 817,000 | 1,788,000 | 2,749,000 | 3,649,000 |
| Noninterest expense | 2,114,000 | 4,238,000 | 6,664,000 | 9,733,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,100,000 |
| Pretax income | 2,999,000 | 6,384,000 | 9,550,000 | 12,317,000 |
| Income tax | 780,000 | 1,878,000 | 2,800,000 | 3,612,000 |
| Net income | 2,219,000 | 4,506,000 | 6,750,000 | 8,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,585,000 | 39,872,000 | 42,116,000 | 42,706,000 |
| Total capital | 41,027,000 | 43,536,000 | 45,863,000 | 46,650,000 |
| Risk-weighted assets | 352,774,000 | 372,951,000 | 385,103,000 | 393,430,000 |