Call reports 2002
METRO BANK — 2002
What METRO BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 246,032,000 | 261,170,000 | 272,920,000 | 290,072,000 |
| Total loans | 191,049,000 | 207,084,000 | 214,177,000 | 218,899,000 |
| Allowance for loan losses | 1,479,000 | 1,579,000 | 1,623,000 | 1,813,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,113,000 | 38,102,000 | 38,553,000 | 39,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,608,000 | 223,857,000 | 236,574,000 | 252,948,000 |
| Interest-bearing deposits | 193,361,000 | 203,360,000 | 215,632,000 | 233,801,000 |
| Noninterest-bearing deposits | 18,247,000 | 20,497,000 | 20,942,000 | 19,147,000 |
| Equity capital | 18,386,000 | 19,775,000 | 20,788,000 | 21,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,048,000 | 8,602,000 | 13,975,000 | 18,920,000 |
| Interest expense | 1,773,000 | 3,690,000 | 5,843,000 | 8,048,000 |
| Net interest income | 2,275,000 | 4,912,000 | 8,132,000 | 10,872,000 |
| Noninterest income | 622,000 | 1,285,000 | 1,036,000 | 1,482,000 |
| Noninterest expense | 1,269,000 | 2,533,000 | 3,911,000 | 5,567,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 700,000 |
| Pretax income | 1,492,000 | 3,391,000 | 4,854,000 | 6,157,000 |
| Income tax | 439,000 | 949,000 | 1,407,000 | 1,573,000 |
| Net income | 1,053,000 | 2,442,000 | 3,447,000 | 4,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,386,000 | 19,775,000 | 20,788,000 | 21,925,000 |
| Total capital | 19,865,000 | 21,354,000 | 22,411,000 | 23,738,000 |
| Risk-weighted assets | 199,654,000 | 213,904,000 | 217,269,000 | 224,682,000 |