Call reports 2001
METRO BANK — 2001
What METRO BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 196,719,000 | 202,991,000 | 218,358,000 | 224,091,000 |
| Total loans | 138,501,000 | 146,234,000 | 152,916,000 | 168,919,000 |
| Allowance for loan losses | 1,290,000 | 1,103,000 | 1,197,000 | 1,374,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 45,947,000 | 42,581,000 | 39,952,000 | 38,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,008,000 | 173,627,000 | 182,815,000 | 192,759,000 |
| Interest-bearing deposits | 153,031,000 | 157,180,000 | 167,238,000 | 175,599,000 |
| Noninterest-bearing deposits | 15,977,000 | 16,447,000 | 15,577,000 | 17,160,000 |
| Equity capital | 15,548,000 | 16,737,000 | 17,655,000 | 18,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,133,000 | 8,470,000 | 12,834,000 | 17,393,000 |
| Interest expense | 2,208,000 | 4,339,000 | 6,330,000 | 8,382,000 |
| Net interest income | 1,925,000 | 4,131,000 | 6,504,000 | 9,011,000 |
| Noninterest income | 324,000 | 634,000 | 962,000 | 1,265,000 |
| Noninterest expense | 885,000 | 1,844,000 | 2,890,000 | 4,471,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 550,000 |
| Pretax income | 1,289,000 | 2,775,000 | 4,291,000 | 5,284,000 |
| Income tax | 297,000 | 594,000 | 1,192,000 | 1,457,000 |
| Net income | 992,000 | 2,181,000 | 3,099,000 | 3,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,548,000 | 16,737,000 | 17,655,000 | 18,383,000 |
| Total capital | 16,838,000 | 17,840,000 | 18,852,000 | 19,757,000 |
| Risk-weighted assets | 150,850,000 | 159,530,000 | 167,177,000 | 179,552,000 |