Call reports 2009
IOWA BANK — 2009
What IOWA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 49,734,000 | 50,183,000 | 51,435,000 | 52,981,000 |
| Total loans | 41,813,000 | 42,211,000 | 43,405,000 | 42,827,000 |
| Allowance for loan losses | 256,000 | 288,000 | 303,000 | 536,000 |
| Securities available for sale | 192,000 | 96,000 | 247,000 | 562,000 |
| Securities held to maturity | 784,000 | 1,244,000 | 1,244,000 | 1,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,190,000 | 42,539,000 | 43,676,000 | 45,874,000 |
| Interest-bearing deposits | 38,312,000 | 38,721,000 | 39,271,000 | 41,532,000 |
| Noninterest-bearing deposits | 3,878,000 | 3,818,000 | 4,405,000 | 4,342,000 |
| Equity capital | 5,083,000 | 5,150,000 | 5,249,000 | 5,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,397,000 | 2,128,000 | 2,773,000 |
| Interest expense | 255,000 | 505,000 | 736,000 | 967,000 |
| Net interest income | 439,000 | 892,000 | 1,392,000 | 1,806,000 |
| Noninterest income | 49,000 | 120,000 | 195,000 | 270,000 |
| Noninterest expense | 353,000 | 714,000 | 1,068,000 | 1,426,000 |
| Provision for loan losses | 0 | 32,000 | 48,000 | 309,000 |
| Pretax income | 135,000 | 266,000 | 471,000 | 341,000 |
| Income tax | 43,000 | 85,000 | 153,000 | 98,000 |
| Net income | 92,000 | 181,000 | 318,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,126,000 | 4,195,000 | 4,292,000 | 4,217,000 |
| Total capital | 4,382,000 | 4,483,000 | 4,595,000 | 4,734,000 |
| Risk-weighted assets | 40,788,000 | 41,130,000 | 41,574,000 | 41,348,000 |