Call reports 2008
IOWA BANK — 2008
What IOWA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,097,000 | 49,079,000 | 47,842,000 | 49,633,000 |
| Total loans | 40,168,000 | 41,819,000 | 42,166,000 | 40,958,000 |
| Allowance for loan losses | 204,000 | 183,000 | 260,000 | 259,000 |
| Securities available for sale | 2,676,000 | 1,398,000 | 1,392,000 | 191,000 |
| Securities held to maturity | 800,000 | 800,000 | 792,000 | 792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,624,000 | 41,570,000 | 40,376,000 | 42,074,000 |
| Interest-bearing deposits | 39,170,000 | 37,634,000 | 36,617,000 | 37,874,000 |
| Noninterest-bearing deposits | 4,454,000 | 3,936,000 | 3,759,000 | 4,200,000 |
| Equity capital | 4,832,000 | 4,910,000 | 4,930,000 | 5,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,564,000 | 2,315,000 | 3,056,000 |
| Interest expense | 360,000 | 694,000 | 986,000 | 1,250,000 |
| Net interest income | 435,000 | 870,000 | 1,329,000 | 1,806,000 |
| Noninterest income | 63,000 | 138,000 | 215,000 | 262,000 |
| Noninterest expense | 334,000 | 679,000 | 1,025,000 | 1,368,000 |
| Provision for loan losses | 0 | 0 | 91,000 | 91,000 |
| Pretax income | 164,000 | 329,000 | 428,000 | 609,000 |
| Income tax | 54,000 | 104,000 | 140,000 | 199,000 |
| Net income | 110,000 | 225,000 | 288,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,864,000 | 3,949,000 | 3,972,000 | 4,064,000 |
| Total capital | 4,068,000 | 4,132,000 | 4,232,000 | 4,323,000 |
| Risk-weighted assets | 39,135,000 | 40,313,000 | 40,677,000 | 40,005,000 |