Call reports 2007
IOWA BANK — 2007
What IOWA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,259,000 | 46,107,000 | 47,072,000 | 49,579,000 |
| Total loans | 37,551,000 | 38,349,000 | 39,310,000 | 39,448,000 |
| Allowance for loan losses | 192,000 | 199,000 | 205,000 | 213,000 |
| Securities available for sale | 416,000 | 1,190,000 | 1,205,000 | 2,937,000 |
| Securities held to maturity | 502,000 | 693,000 | 774,000 | 766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,395,000 | 38,895,000 | 39,795,000 | 42,167,000 |
| Interest-bearing deposits | 33,642,000 | 35,041,000 | 36,417,000 | 37,827,000 |
| Noninterest-bearing deposits | 3,753,000 | 3,854,000 | 3,378,000 | 4,340,000 |
| Equity capital | 4,487,000 | 4,591,000 | 4,624,000 | 4,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,464,000 | 2,248,000 | 3,063,000 |
| Interest expense | 310,000 | 652,000 | 1,010,000 | 1,390,000 |
| Net interest income | 406,000 | 812,000 | 1,238,000 | 1,673,000 |
| Noninterest income | 65,000 | 136,000 | 214,000 | 289,000 |
| Noninterest expense | 310,000 | 622,000 | 949,000 | 1,269,000 |
| Provision for loan losses | 16,000 | 23,000 | 29,000 | 38,000 |
| Pretax income | 145,000 | 303,000 | 474,000 | 655,000 |
| Income tax | 44,000 | 98,000 | 156,000 | 213,000 |
| Net income | 101,000 | 205,000 | 318,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,534,000 | 3,638,000 | 3,670,000 | 3,794,000 |
| Total capital | 3,726,000 | 3,837,000 | 3,875,000 | 4,007,000 |
| Risk-weighted assets | 35,326,000 | 35,967,000 | 37,112,000 | 37,718,000 |