Call reports 2006
IOWA BANK — 2006
What IOWA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,840,000 | 41,931,000 | 42,338,000 | 43,390,000 |
| Total loans | 34,450,000 | 36,973,000 | 36,052,000 | 36,722,000 |
| Allowance for loan losses | 159,000 | 165,000 | 170,000 | 176,000 |
| Securities available for sale | 1,292,000 | 496,000 | 665,000 | 416,000 |
| Securities held to maturity | 0 | 80,000 | 310,000 | 302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,565,000 | 34,082,000 | 34,223,000 | 35,646,000 |
| Interest-bearing deposits | 29,635,000 | 30,551,000 | 30,989,000 | 31,713,000 |
| Noninterest-bearing deposits | 2,930,000 | 3,531,000 | 3,234,000 | 3,933,000 |
| Equity capital | 3,946,000 | 4,048,000 | 4,254,000 | 4,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,230,000 | 1,926,000 | 2,629,000 |
| Interest expense | 222,000 | 478,000 | 772,000 | 1,065,000 |
| Net interest income | 362,000 | 752,000 | 1,154,000 | 1,564,000 |
| Noninterest income | 80,000 | 156,000 | 210,000 | 296,000 |
| Noninterest expense | 280,000 | 581,000 | 880,000 | 1,165,000 |
| Provision for loan losses | 3,000 | 9,000 | 15,000 | 21,000 |
| Pretax income | 159,000 | 318,000 | 469,000 | 674,000 |
| Income tax | 54,000 | 109,000 | 157,000 | 230,000 |
| Net income | 105,000 | 209,000 | 312,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,990,000 | 3,092,000 | 3,298,000 | 3,430,000 |
| Total capital | 3,149,000 | 3,257,000 | 3,468,000 | 3,606,000 |
| Risk-weighted assets | 30,744,000 | 33,646,000 | 33,258,000 | 33,905,000 |