Call reports 2005
IOWA BANK — 2005
What IOWA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,898,000 | 37,050,000 | 38,331,000 | 38,370,000 |
| Total loans | 29,882,000 | 31,213,000 | 31,943,000 | 32,670,000 |
| Allowance for loan losses | 159,000 | 158,000 | 157,000 | 160,000 |
| Securities available for sale | 1,819,000 | 823,000 | 1,668,000 | 1,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,978,000 | 31,067,000 | 32,198,000 | 31,583,000 |
| Interest-bearing deposits | 27,191,000 | 28,308,000 | 29,399,000 | 28,505,000 |
| Noninterest-bearing deposits | 2,787,000 | 2,759,000 | 2,799,000 | 3,078,000 |
| Equity capital | 3,683,000 | 3,736,000 | 3,826,000 | 3,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 992,000 | 1,524,000 | 2,086,000 |
| Interest expense | 160,000 | 336,000 | 530,000 | 733,000 |
| Net interest income | 325,000 | 656,000 | 994,000 | 1,353,000 |
| Noninterest income | 42,000 | 87,000 | 159,000 | 229,000 |
| Noninterest expense | 269,000 | 565,000 | 841,000 | 1,108,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 98,000 | 178,000 | 312,000 | 471,000 |
| Income tax | 32,000 | 58,000 | 102,000 | 153,000 |
| Net income | 66,000 | 120,000 | 210,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,727,000 | 2,780,000 | 2,870,000 | 2,976,000 |
| Total capital | 2,886,000 | 2,938,000 | 3,027,000 | 3,136,000 |
| Risk-weighted assets | 28,477,000 | 29,973,000 | 30,029,000 | 28,820,000 |