Call reports 2004
IOWA BANK — 2004
What IOWA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,275,000 | 33,377,000 | 34,544,000 | 36,151,000 |
| Total loans | 26,628,000 | 26,000,000 | 27,415,000 | 27,848,000 |
| Allowance for loan losses | 152,000 | 155,000 | 159,000 | 157,000 |
| Securities available for sale | 334,000 | 581,000 | 582,000 | 4,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,092,000 | 27,152,000 | 28,228,000 | 29,685,000 |
| Interest-bearing deposits | 24,963,000 | 24,862,000 | 25,851,000 | 26,800,000 |
| Noninterest-bearing deposits | 2,129,000 | 2,290,000 | 2,377,000 | 2,885,000 |
| Equity capital | 3,482,000 | 3,522,000 | 3,569,000 | 3,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 846,000 | 1,276,000 | 1,728,000 |
| Interest expense | 135,000 | 274,000 | 418,000 | 570,000 |
| Net interest income | 291,000 | 572,000 | 858,000 | 1,158,000 |
| Noninterest income | 37,000 | 76,000 | 109,000 | 159,000 |
| Noninterest expense | 253,000 | 504,000 | 754,000 | 1,025,000 |
| Provision for loan losses | 8,000 | 16,000 | 17,000 | 17,000 |
| Pretax income | 67,000 | 129,000 | 197,000 | 275,000 |
| Income tax | 21,000 | 42,000 | 64,000 | 90,000 |
| Net income | 46,000 | 87,000 | 133,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,522,000 | 2,563,000 | 2,610,000 | 2,661,000 |
| Total capital | 2,674,000 | 2,718,000 | 2,769,000 | 2,818,000 |
| Risk-weighted assets | 28,026,000 | 25,867,000 | 27,362,000 | 26,763,000 |