Call reports 2003
IOWA BANK — 2003
What IOWA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,126,000 | 31,694,000 | 31,189,000 | 32,165,000 |
| Total loans | 22,743,000 | 23,626,000 | 23,823,000 | 26,200,000 |
| Allowance for loan losses | 139,000 | 142,000 | 147,000 | 151,000 |
| Securities available for sale | 2,964,000 | 1,136,000 | 335,000 | 333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,690,000 | 26,171,000 | 25,583,000 | 26,534,000 |
| Interest-bearing deposits | 23,703,000 | 23,867,000 | 23,199,000 | 24,046,000 |
| Noninterest-bearing deposits | 1,987,000 | 2,304,000 | 2,384,000 | 2,488,000 |
| Equity capital | 3,301,000 | 3,335,000 | 3,395,000 | 3,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 814,000 | 1,241,000 | 1,659,000 |
| Interest expense | 167,000 | 323,000 | 468,000 | 606,000 |
| Net interest income | 240,000 | 491,000 | 773,000 | 1,053,000 |
| Noninterest income | 28,000 | 64,000 | 106,000 | 145,000 |
| Noninterest expense | 220,000 | 449,000 | 680,000 | 931,000 |
| Provision for loan losses | 11,000 | 16,000 | 21,000 | 25,000 |
| Pretax income | 37,000 | 94,000 | 182,000 | 246,000 |
| Income tax | 9,000 | 32,000 | 58,000 | 79,000 |
| Net income | 28,000 | 62,000 | 124,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,338,000 | 2,373,000 | 2,434,000 | 2,476,000 |
| Total capital | 2,477,000 | 2,515,000 | 2,581,000 | 2,627,000 |
| Risk-weighted assets | 23,154,000 | 24,103,000 | 24,420,000 | 26,390,000 |