Call reports 2002
IOWA BANK — 2002
What IOWA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,896,000 | 28,225,000 | 27,098,000 | 30,695,000 |
| Total loans | 20,162,000 | 21,203,000 | 21,424,000 | 21,512,000 |
| Allowance for loan losses | 102,000 | 108,000 | 118,000 | 128,000 |
| Securities available for sale | 331,000 | 2,998,000 | 632,000 | 601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,747,000 | 23,597,000 | 22,728,000 | 25,821,000 |
| Interest-bearing deposits | 21,272,000 | 22,006,000 | 20,933,000 | 23,910,000 |
| Noninterest-bearing deposits | 1,475,000 | 1,591,000 | 1,795,000 | 1,911,000 |
| Equity capital | 2,967,000 | 3,006,000 | 3,153,000 | 3,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 818,000 | 1,241,000 | 1,664,000 |
| Interest expense | 198,000 | 392,000 | 579,000 | 757,000 |
| Net interest income | 208,000 | 426,000 | 662,000 | 907,000 |
| Noninterest income | 30,000 | 61,000 | 85,000 | 113,000 |
| Noninterest expense | 184,000 | 368,000 | 566,000 | 798,000 |
| Provision for loan losses | 13,000 | 21,000 | 31,000 | 42,000 |
| Pretax income | 41,000 | 98,000 | 151,000 | 181,000 |
| Income tax | 13,000 | 31,000 | 47,000 | 54,000 |
| Net income | 28,000 | 67,000 | 104,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,011,000 | 2,050,000 | 2,188,000 | 2,210,000 |
| Total capital | 2,113,000 | 2,158,000 | 2,306,000 | 2,338,000 |
| Risk-weighted assets | 21,111,000 | 22,019,000 | 21,675,000 | 22,585,000 |