Call reports 2001
IOWA BANK — 2001
What IOWA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,954,000 | 24,851,000 | 25,688,000 | 27,064,000 |
| Total loans | 18,920,000 | 18,502,000 | 19,242,000 | 19,579,000 |
| Allowance for loan losses | 95,000 | 96,000 | 98,000 | 93,000 |
| Securities available for sale | 1,578,000 | 1,688,000 | 3,658,000 | 2,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,357,000 | 21,211,000 | 21,742,000 | 22,895,000 |
| Interest-bearing deposits | 19,917,000 | 19,891,000 | 20,165,000 | 20,667,000 |
| Noninterest-bearing deposits | 1,440,000 | 1,320,000 | 1,577,000 | 2,228,000 |
| Equity capital | 2,860,000 | 2,893,000 | 2,913,000 | 2,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 883,000 | 1,313,000 | 1,735,000 |
| Interest expense | 238,000 | 476,000 | 703,000 | 914,000 |
| Net interest income | 207,000 | 407,000 | 610,000 | 821,000 |
| Noninterest income | 19,000 | 44,000 | 65,000 | 93,000 |
| Noninterest expense | 182,000 | 365,000 | 551,000 | 729,000 |
| Provision for loan losses | 3,000 | 6,000 | 14,000 | 20,000 |
| Pretax income | 41,000 | 80,000 | 110,000 | 165,000 |
| Income tax | 12,000 | 22,000 | 29,000 | 50,000 |
| Net income | 29,000 | 58,000 | 81,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,833,000 | 1,882,000 | 1,927,000 | 1,984,000 |
| Total capital | 1,928,000 | 1,978,000 | 2,025,000 | 2,077,000 |
| Risk-weighted assets | 20,003,000 | 19,632,000 | 19,865,000 | 20,186,000 |