Call reports 2005
SEAPORT BANK — 2005
What SEAPORT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,765,000 | 24,674,000 | 25,051,000 | 23,604,000 |
| Total loans | 9,137,000 | 10,090,000 | 10,103,000 | 10,404,000 |
| Allowance for loan losses | 88,000 | 92,000 | 97,000 | 101,000 |
| Securities available for sale | 4,984,000 | 12,620,000 | 11,253,000 | 10,354,000 |
| Securities held to maturity | 8,466,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,136,000 | 19,942,000 | 20,387,000 | 19,023,000 |
| Interest-bearing deposits | 19,318,000 | 17,266,000 | 17,567,000 | 16,301,000 |
| Noninterest-bearing deposits | 2,818,000 | 2,676,000 | 2,820,000 | 2,722,000 |
| Equity capital | 4,532,000 | 4,587,000 | 4,576,000 | 4,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 307,000 | 626,000 | 936,000 | 1,252,000 |
| Interest expense | 106,000 | 220,000 | 326,000 | 438,000 |
| Net interest income | 201,000 | 406,000 | 610,000 | 814,000 |
| Noninterest income | 34,000 | 74,000 | 104,000 | 137,000 |
| Noninterest expense | 187,000 | 350,000 | 520,000 | 684,000 |
| Provision for loan losses | 2,000 | 6,000 | 19,000 | 26,000 |
| Pretax income | 46,000 | 124,000 | 175,000 | 241,000 |
| Income tax | 18,000 | 31,000 | 48,000 | 46,000 |
| Net income | 28,000 | 93,000 | 127,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,503,000 | 4,535,000 | 4,569,000 | 4,515,000 |
| Total capital | 4,591,000 | 4,627,000 | 4,666,000 | 4,616,000 |
| Risk-weighted assets | 12,415,000 | 12,733,000 | 12,683,000 | 12,599,000 |