Call reports 2025
UNITED BANK OF UNION — 2025
What UNITED BANK OF UNION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 566,702,000 | 562,305,000 | 575,386,000 | 561,850,000 |
| Total loans | 462,115,000 | 457,929,000 | 469,091,000 | 458,962,000 |
| Allowance for loan losses | 6,398,000 | 6,635,000 | 6,975,000 | 6,620,000 |
| Securities available for sale | 64,143,000 | 62,713,000 | 64,526,000 | 62,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,208,000 | 470,909,000 | 483,541,000 | 462,600,000 |
| Interest-bearing deposits | 426,983,000 | 409,781,000 | 419,810,000 | 403,791,000 |
| Noninterest-bearing deposits | 59,225,000 | 61,128,000 | 63,731,000 | 58,809,000 |
| Equity capital | 41,951,000 | 42,744,000 | 45,678,000 | 46,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,385,000 | 16,689,000 | 25,274,000 | 33,792,000 |
| Interest expense | 3,106,000 | 6,027,000 | 9,103,000 | 12,136,000 |
| Net interest income | 5,279,000 | 10,662,000 | 16,171,000 | 21,656,000 |
| Noninterest income | 519,000 | 1,105,000 | 1,822,000 | 2,413,000 |
| Noninterest expense | 3,756,000 | 7,473,000 | 11,209,000 | 14,873,000 |
| Provision for loan losses | 297,000 | 624,000 | 1,001,000 | 1,405,000 |
| Pretax income | 1,682,000 | 3,574,000 | 5,704,000 | 7,756,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,682,000 | 3,574,000 | 5,704,000 | 7,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,054,000 | 52,897,000 | 53,877,000 | 54,288,000 |