Call reports 2023
UNITED BANK OF UNION — 2023
What UNITED BANK OF UNION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 507,974,000 | 532,412,000 | 534,357,000 | 560,325,000 |
| Total loans | 395,265,000 | 410,612,000 | 415,368,000 | 439,345,000 |
| Allowance for loan losses | 6,028,000 | 5,952,000 | 6,374,000 | 6,326,000 |
| Securities available for sale | 83,366,000 | 81,911,000 | 78,557,000 | 80,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,219,000 | 452,879,000 | 453,014,000 | 464,948,000 |
| Interest-bearing deposits | 363,560,000 | 358,049,000 | 351,607,000 | 403,035,000 |
| Noninterest-bearing deposits | 80,659,000 | 94,830,000 | 101,407,000 | 61,913,000 |
| Equity capital | 38,581,000 | 38,266,000 | 37,025,000 | 39,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,148,000 | 12,701,000 | 19,879,000 | 27,694,000 |
| Interest expense | 1,421,000 | 3,378,000 | 5,923,000 | 8,883,000 |
| Net interest income | 4,727,000 | 9,323,000 | 13,956,000 | 18,811,000 |
| Noninterest income | 441,000 | 917,000 | 1,441,000 | 1,870,000 |
| Noninterest expense | 3,171,000 | 6,391,000 | 9,692,000 | 13,074,000 |
| Provision for loan losses | 382,000 | 710,000 | 1,171,000 | 1,701,000 |
| Pretax income | 1,669,000 | 3,270,000 | 4,677,000 | 5,999,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,669,000 | 3,270,000 | 4,677,000 | 5,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,413,000 | 50,016,000 | 50,556,000 | 50,470,000 |