Call reports 2022
UNITED BANK OF UNION — 2022
What UNITED BANK OF UNION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 471,657,000 | 453,417,000 | 461,053,000 | 481,509,000 |
| Total loans | 338,476,000 | 330,693,000 | 346,968,000 | 370,428,000 |
| Allowance for loan losses | 5,465,000 | 5,617,000 | 6,241,000 | 6,321,000 |
| Securities available for sale | 94,767,000 | 88,859,000 | 85,594,000 | 84,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,569,000 | 393,331,000 | 401,629,000 | 420,980,000 |
| Interest-bearing deposits | 337,796,000 | 326,744,000 | 336,600,000 | 352,429,000 |
| Noninterest-bearing deposits | 68,773,000 | 66,587,000 | 65,029,000 | 68,551,000 |
| Equity capital | 42,949,000 | 37,893,000 | 37,747,000 | 37,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,245,000 | 8,582,000 | 13,380,000 | 18,801,000 |
| Interest expense | 359,000 | 768,000 | 1,386,000 | 2,339,000 |
| Net interest income | 3,886,000 | 7,814,000 | 11,994,000 | 16,462,000 |
| Noninterest income | 636,000 | 1,238,000 | 1,777,000 | 2,180,000 |
| Noninterest expense | 2,794,000 | 5,563,000 | 8,460,000 | 11,298,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,578,000 | 3,189,000 | 4,861,000 | 6,744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,578,000 | 3,189,000 | 4,861,000 | 6,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,813,000 | 47,953,000 | 48,738,000 | 49,371,000 |