Call reports 2021
UNITED BANK OF UNION — 2021
What UNITED BANK OF UNION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 463,470,000 | 448,844,000 | 452,254,000 | 456,873,000 |
| Total loans | 323,356,000 | 323,675,000 | 331,731,000 | 338,335,000 |
| Allowance for loan losses | 5,047,000 | 5,118,000 | 4,989,000 | 5,319,000 |
| Securities available for sale | 99,974,000 | 93,857,000 | 90,816,000 | 87,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,622,000 | 378,475,000 | 380,370,000 | 386,991,000 |
| Interest-bearing deposits | 328,931,000 | 314,508,000 | 317,008,000 | 319,598,000 |
| Noninterest-bearing deposits | 65,691,000 | 63,967,000 | 63,362,000 | 67,393,000 |
| Equity capital | 45,227,000 | 46,679,000 | 47,565,000 | 46,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,202,000 | 8,198,000 | 12,382,000 | 16,741,000 |
| Interest expense | 415,000 | 794,000 | 1,140,000 | 1,472,000 |
| Net interest income | 3,787,000 | 7,404,000 | 11,242,000 | 15,269,000 |
| Noninterest income | 1,146,000 | 2,033,000 | 2,844,000 | 3,577,000 |
| Noninterest expense | 2,853,000 | 5,604,000 | 8,339,000 | 11,084,000 |
| Provision for loan losses | 200,000 | 350,000 | 500,000 | 850,000 |
| Pretax income | 1,880,000 | 3,607,000 | 5,372,000 | 7,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,880,000 | 3,607,000 | 5,372,000 | 7,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,047,000 | 45,220,000 | 46,042,000 | 46,235,000 |
| Total capital | 48,580,000 | 49,693,000 | — | — |
| Risk-weighted assets | 362,093,000 | 357,168,000 | — | — |