Call reports 2020
UNITED BANK OF UNION — 2020
What UNITED BANK OF UNION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 392,699,000 | 423,493,000 | 424,761,000 | 419,940,000 |
| Total loans | 293,732,000 | 313,610,000 | 313,856,000 | 320,982,000 |
| Allowance for loan losses | 4,719,000 | 4,905,000 | 5,250,000 | 4,817,000 |
| Securities available for sale | 63,898,000 | 61,216,000 | 76,729,000 | 72,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,705,000 | 355,387,000 | 348,152,000 | 346,241,000 |
| Interest-bearing deposits | 290,286,000 | 301,324,000 | 295,340,000 | 294,983,000 |
| Noninterest-bearing deposits | 38,419,000 | 54,063,000 | 52,812,000 | 51,258,000 |
| Equity capital | 41,853,000 | 44,338,000 | 45,540,000 | 45,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,146,000 | 8,399,000 | 12,691,000 | 16,814,000 |
| Interest expense | 844,000 | 1,527,000 | 2,081,000 | 2,522,000 |
| Net interest income | 3,302,000 | 6,872,000 | 10,610,000 | 14,292,000 |
| Noninterest income | 557,000 | 1,508,000 | 2,641,000 | 3,879,000 |
| Noninterest expense | 2,431,000 | 4,886,000 | 7,406,000 | 9,935,000 |
| Provision for loan losses | 50,000 | 200,000 | 500,000 | 910,000 |
| Pretax income | 1,378,000 | 3,445,000 | 5,499,000 | 7,480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,378,000 | 3,445,000 | 5,499,000 | 7,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,648,000 | 42,006,000 | 43,198,000 | 43,043,000 |
| Total capital | 44,752,000 | 46,162,000 | 47,411,000 | 47,416,000 |
| Risk-weighted assets | 327,674,000 | 331,763,000 | 335,993,000 | 349,403,000 |