Call reports 2019
UNITED BANK OF UNION — 2019
What UNITED BANK OF UNION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 377,105,000 | 378,332,000 | 372,651,000 | 370,680,000 |
| Total loans | 287,106,000 | 280,883,000 | 277,341,000 | 277,586,000 |
| Allowance for loan losses | 4,397,000 | 4,338,000 | 4,558,000 | 4,685,000 |
| Securities available for sale | 57,801,000 | 65,538,000 | 64,786,000 | 61,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,690,000 | 331,778,000 | 319,692,000 | 311,219,000 |
| Interest-bearing deposits | 288,375,000 | 291,928,000 | 279,157,000 | 272,694,000 |
| Noninterest-bearing deposits | 41,315,000 | 39,850,000 | 40,535,000 | 38,525,000 |
| Equity capital | 37,962,000 | 39,513,000 | 40,312,000 | 41,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,170,000 | 8,433,000 | 12,691,000 | 16,805,000 |
| Interest expense | 902,000 | 1,915,000 | 2,895,000 | 3,814,000 |
| Net interest income | 3,268,000 | 6,518,000 | 9,796,000 | 12,991,000 |
| Noninterest income | 512,000 | 1,100,000 | 1,695,000 | 2,364,000 |
| Noninterest expense | 2,274,000 | 4,492,000 | 6,839,000 | 9,069,000 |
| Provision for loan losses | 197,000 | 395,000 | 592,000 | 658,000 |
| Pretax income | 1,309,000 | 2,745,000 | 4,090,000 | 5,659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,309,000 | 2,745,000 | 4,090,000 | 5,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,413,000 | 38,891,000 | 39,391,000 | 40,115,000 |
| Total capital | 42,330,000 | 42,824,000 | 43,318,000 | 44,102,000 |
| Risk-weighted assets | 312,844,000 | 314,227,000 | 313,509,000 | 318,282,000 |