Call reports 2018
UNITED BANK OF UNION — 2018
What UNITED BANK OF UNION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 337,276,000 | 342,911,000 | 352,005,000 | 372,601,000 |
| Total loans | 252,959,000 | 262,897,000 | 266,032,000 | 290,641,000 |
| Allowance for loan losses | 3,922,000 | 3,973,000 | 3,980,000 | 4,366,000 |
| Securities available for sale | 58,196,000 | 56,332,000 | 57,243,000 | 56,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,964,000 | 293,163,000 | 298,815,000 | 326,265,000 |
| Interest-bearing deposits | 258,043,000 | 251,889,000 | 258,439,000 | 288,241,000 |
| Noninterest-bearing deposits | 33,921,000 | 41,274,000 | 40,376,000 | 38,024,000 |
| Equity capital | 35,708,000 | 35,530,000 | 35,734,000 | 37,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,431,000 | 7,001,000 | 10,833,000 | 14,916,000 |
| Interest expense | 468,000 | 1,002,000 | 1,623,000 | 2,428,000 |
| Net interest income | 2,963,000 | 5,999,000 | 9,210,000 | 12,488,000 |
| Noninterest income | 526,000 | 1,124,000 | 1,550,000 | 2,149,000 |
| Noninterest expense | 2,155,000 | 4,306,000 | 6,488,000 | 8,650,000 |
| Provision for loan losses | 60,000 | 300,000 | 560,000 | 998,000 |
| Pretax income | 1,274,000 | 2,517,000 | 3,712,000 | 4,989,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,274,000 | 2,517,000 | 3,712,000 | 4,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,010,000 | 37,103,000 | 37,475,000 | 38,327,000 |
| Total capital | 40,531,000 | 40,720,000 | 41,135,000 | 42,291,000 |
| Risk-weighted assets | 281,310,000 | 288,968,000 | 292,480,000 | 316,681,000 |