Call reports 2017
UNITED BANK OF UNION — 2017
What UNITED BANK OF UNION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 317,044,000 | 320,412,000 | 315,410,000 | 331,146,000 |
| Total loans | 230,806,000 | 233,205,000 | 238,949,000 | 249,479,000 |
| Allowance for loan losses | 4,066,000 | 3,983,000 | 3,922,000 | 3,882,000 |
| Securities available for sale | 66,076,000 | 66,058,000 | 64,138,000 | 60,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,544,000 | 283,464,000 | 277,865,000 | 278,160,000 |
| Interest-bearing deposits | 246,228,000 | 240,833,000 | 240,237,000 | 240,279,000 |
| Noninterest-bearing deposits | 35,316,000 | 42,631,000 | 37,628,000 | 37,881,000 |
| Equity capital | 34,035,000 | 35,414,000 | 35,901,000 | 36,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,992,000 | 6,093,000 | 9,302,000 | 12,632,000 |
| Interest expense | 346,000 | 712,000 | 1,100,000 | 1,498,000 |
| Net interest income | 2,646,000 | 5,381,000 | 8,202,000 | 11,134,000 |
| Noninterest income | 520,000 | 1,060,000 | 1,621,000 | 2,131,000 |
| Noninterest expense | 2,049,000 | 4,143,000 | 6,211,000 | 8,329,000 |
| Provision for loan losses | 165,000 | 330,000 | 405,000 | 405,000 |
| Pretax income | 985,000 | 1,989,000 | 3,257,000 | 4,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 985,000 | 1,989,000 | 3,257,000 | 4,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,687,000 | 35,166,000 | 35,636,000 | 36,564,000 |
| Total capital | 37,898,000 | 38,377,000 | 38,901,000 | 40,005,000 |
| Risk-weighted assets | 256,022,000 | 256,140,000 | 260,550,000 | 274,843,000 |